Fintech Layer Cake
Welcome to Fintech Layer Cake. A podcast where we slice big Financial Technology topics into bite-sized pieces for everybody to easily digest. Our goal is to make fintech a piece of cake for everyone. Fintech Layer Cake is powered by Lithic — the fastest and most flexible way to launch a card program.
Episodes
51 episodes
FTA's Penny Lee on Federal Fintech Developments and Open Banking
In this episode of Fintech Layer Cake, host Reggie Young chats with Penny Lee, President and CEO of the Financial Technology Association (FTA). Penny shares insights on key federal fintech policy developments, the implications of open banking, ...
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Season 3
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Episode 2
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23:33
Lead's Journey and Tips for Fintech with co-founder Erica Khalili
Fintech Layer Cake officially kicks off its third season as Reggie Young and Alli Nilsen dive into an insightful conversation with Erica Khalili, Chief Legal Risk Officer and Co-founder of Lead. Erica shares the transformative journey of Lead, ...
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Season 3
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Episode 1
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49:21
FS Vector on Election Fintech Implications with Ashwin Vasan and Peter Freeman
In this episode of Fintech Layer Cake, Reggie Young sits down with Ashwin Vasan and Peter Freeman, partners at FS Vector, to discuss the evolving regulatory landscape and its implications for fintech and banking innovation. From personnel chang...
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Season 2
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Episode 34
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36:20
State of the Card Union: 2024 Trends, AI, and Secured Cards with Matthew Goldman
In this episode of Fintech Layer Cake, Reggie Young is joined by Matthew Goldman, founder of Totavi, to dive into the latest card trends of 2024 and look ahead at what's in store for 2025. As the first return guest, Matthew shares his insights ...
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Season 2
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Episode 33
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22:34
Canadian Fintech Primer with Tal Schwartz
In this episode of Fintech Layer Cake, Reggie Young speaks with Tal Schwartz, founder of the Canadian Fintech Newsletter and Exit North Ventures. Together, they explore the Canadian fintech ecosystem, comparing it with the U.S., discussing uniq...
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Season 2
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Episode 32
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26:25
Money 20/20
In this episode, Reggie Young unpacks the latest insights from Money 20/20 in Las Vegas. From the rise of AI in compliance and cross-border payments to the evolving challenges in sponsor banking, Reggie dives into key trends shaping fintech. Tu...
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Season 2
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Episode 31
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5:41
Crash Course in Sponsor Bank MSAs with Andrew Grant
In this episode of Fintech Layer Cake, Reggie Young presents a crash course on Sponsor Bank MSAs (Master Services Agreements) with Andrew Grant, co-founder of The Runway Group. They unpack the complexities of these critical agreeme...
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Season 2
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Episode 30
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43:12
Discover and Google Lessons, and Recent Compliance Trends with Zarik Khan
In this episode of Fintech Layer Cake, host Reggie Young speaks with Zarik Khan, Head of Compliance Testing at Flex, about the critical role of compliance in fintech companies and how it impacts long-term sustainability and growth.Zarik...
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Season 2
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Episode 29
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56:29
Navigating Net Interest Margins and Fintech Partnerships with Saira Rahman
In this episode of Fintech Layer Cake, host Reggie Young talks with Saira Rahman, VP of New Investor Initiatives at Fundrise, about the intricate world of net interest margins, the importance of strategic bank partnerships, and the evolving lan...
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Season 2
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Episode 28
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39:06
The Ghost of Fintech Future: Fraud, UK Fintech Lessons, and Sardine Insights with Simon Taylor of Sardine
In this episode of Fintech Layer Cake, host Reggie Young sits down with Simon Taylor, Head of Strategy and Content at Sardine, renowned author of the Fintech Brainfood newsletter, and host of the Fintech Brainfood podcast. Dubbed the "G...
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Season 2
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Episode 27
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44:43
Climate Fintech with Atmos co-founder Ravi Mikkelsen
In this episode of Fintech Layer Cake, host Reggie Young is joined by Ravi Mikkelsen, co-founder and CEO of Atmos. Ravi shares his journey from engineering in the climate and clean energy sector to founding Atmos, a company that blends ...
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Season 2
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Episode 26
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34:52
Legal Ops and RegTech Lessons with Faraz Rana, former CLO of Bread
In this episode of FinTech Layer Cake, host Reggie Young chats with Faraz Rana, founder and CEO of Affinity. Faraz shares his journey from being an M&A lawyer to becoming the Chief Legal Officer at Bread and eventually founding Affi...
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Season 2
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Episode 25
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44:17
Lithic’s 10-Year Anniversary Episode: Insights from the Co-Founders
In this special 10th-anniversary episode of Fintech Layer Cake, host Reggie Young is joined by Lithic's co-founders Bo Jiang, Jason Kruse, and David Nichols. Celebrate a decade of fintech innovation as they dive into the transformative ...
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Season 2
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Episode 24
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34:18
Contrarian Takes on Visa Flex, Fintech VC, and more with Lithic's Nikil Konduru
Dive into a world of contrarian insights on "Fintech Layer Cake" as host Reggie Young engages with Nikil Konduru of Lithic. This episode unpacks Nikil’s unconventional perspectives on critical fintech topics like Visa Flex, fintech venture capi...
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Season 2
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Episode 23
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25:54
Building Strong Fintech Partnerships with Nick Rasines of Column
In this episode of Fintech Layer Cake, host Reggie Young, joined by co-host Alli Nilsen, sits down with Nick Rasines from Column to explore the intricacies of building and maintaining successful partnerships in the fintech industry. Nic...
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Season 2
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Episode 22
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49:08
Earned Wage Access and Fintech Policy Primer with Ben LaRocco of EarnIn
In this episode of Fintech Layer Cake, Reggie Young dives deep into the intricacies of earned wage access (EWA) and its regulatory landscape with Ben LaRocco from EarnIn. They explore what a policy function within a fintech c...
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Season 2
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Episode 21
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42:43
Bank Earnings Takeaways with American Banker Reporter Polo Rocha
This episode of Fintech Layer Cake features host Reggie Young in conversation with Polo Rocha, a reporter at American Banker. They dive into the current bank earnings season, discussing the financial health of regional banks post-Silico...
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Season 2
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Episode 20
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20:36
Fleet Card Masterclass with Coast Founder Daniel Simon
In this episode of Fintech Layer Cake, Reggie Young interviews Daniel Simon, Founder of Coast, a modern financial services platform revolutionizing the fleet card industry.They delve into the complexities of fleet payments and discuss C...
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Season 2
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Episode 19
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53:08
Compliance 3.0, the Future of Bank Sponsorship, and Lessons from Monzo with Cable CEO Natasha Vernier
In this episode of Fintech Layer Cake, host Reggie Young is joined by Natasha Vernier, CEO and co-founder of Cable, to discuss the future of compliance in the fintech industry, known as "Compliance 3.0." Natasha shares valuable lessons ...
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Season 2
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Episode 18
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39:04
The Future of Ecommerce Payments with Tandym CTO Sairam Rangachari
In this episode of Fintech Layer Cake, host Reggie Young dives deep into the world of payments and e-commerce with Sairam Rangachari, the co-founder and CTO of Tandym. They discuss the cyclical trends in banking, the evolution of online...
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Season 2
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Episode 17
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38:11
The Bank Sponsor Crackdown, and Lessons from Stripe and Airwallex with Jas Randhawa
In this episode, host Reggie Young converses with Jas Randhawa, founder of StrategyBRIX, a fintech risk and compliance consultancy. They delve into Jas' experiences at Stripe and Airwallex, the intricacies of fintech risk and compliance...
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Season 2
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Episode 16
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41:37
The Bank Sponsor’s POV with Coastal’s Chris Rigoni
In this episode of Fintech Layer Cake, host Reggie Young engages with Chris Rigoni from Coastal Community Bank, exploring the evolving landscape of Banking-as-a-Service (BaaS) and embedded finance. Chris, with his extensive experience i...
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Season 2
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Episode 15
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39:20
Cards, Real Time Payments, and Credit Trends with Matthew Goldman
Reggie Young sits down with fintech expert Matthew Goldman in a deep dive into the world of card payments, real-time payment systems, and the latest trends in credit cards. With his extensive background in the card space and as the leader of To...
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Season 2
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Episode 14
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49:44
Public’s COO Stephen Sikes Talks Rising Rate Effects and New Products
Reggie Young sits down with Stephen Sikes, COO of Public, as they explore the fintech landscape's evolving dynamics. They discuss the significant effects of rising interest rates on retail investor behavior and delve into Public's innovative pr...
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Season 2
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Episode 13
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57:01
Breaking Down the Open Banking Rules with Matt Janiga
Join host Reggie Young in this episode as he explores open banking insights with Matt Janiga, former Fintech Layer Cake co-host, regulatory expert, and current Legal Counsel at Trustly. Dive into the world of open banking and explore the regula...
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Season 2
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Episode 12
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56:28